Our Services

Better Insurance For Everyone

AT INSURE WITH ELAINE, WE OFFER:

Products that best fit your needs. From Life Insurance to Annuities, and whether you only need it for a certain period of time or permanently, we have what you need. Both Term and Permanent policies have living benefits included for free. Our Index Universal Life policies accumulate cash value and benefit from the market’s gains–tax free–without the risk of loss during a market downturn.

Term Life Insurance

Term Life is a guaranteed coverage for a set period of time or until a specified age, as long as premiums are paid. It does not accumulate cash value.

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Pension

Annuities and some life insurance products can provide potential retirement income like lifetime income benefit rider.

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Guaranteed Issue Whole Life

Guaranteed Issue Whole Life Policy No medical exams required, just answer a few questions.

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Annuities

An annuity is a financial product that provides regular income during retirement

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Living Benefits

Allows access to all or part of the death benefit while you are still living. Can potentially provide a guaranteed source of retirement income.

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Guaranteed Universal Life

Guaranteed Lifetime Dealth Benefit protection and three quaranteed periods that allow the insured to cash out through the life of the policy

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Whole Life Insurance

Whole life insurance is a type of permanent life insurance policy that provides lifelong coverage and has two main benefits - Death Benefit and Cash Value

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Index Universal Life Insurance

It combines permanent life insurance with a tax-deferred investment component.

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Final Expense / Burial Expense

This type of insurance helps cover end-of-life expenses, ensuring your loved ones aren't financially burdened.

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WHY INSURE WITH ELAINE?

Unwavering commitment to clients all the time

Policy Coverage Evaluation

We offer free existing policy reviews. This involves assessing risks, determining coverage limits, etc.

Claims Processing

We help our current clients get an efficient and fair claims processing from their carriers . This involves assisting you in guiding you how to file claims and all requirements involved throughout the process

Risk Management Assistance

We offer guidance to help you to identify potential risks and implement strategies to create an effective financial plan for your future using the various products we offer as a vehicle.

Policy Customization

Our agents are ready to help find you the appropriate level of protection for your needs. We offer customizable coverage solutions, allowing you to select appropriate coverage levels, riders and future lifetime income benefits.

Insurance Education and Advice

We educate and inform you about insurance options and strategies that are a good fit for your unique situation.

Premium Payment Options

We can guide you on how to to make online payment portals, automatic payment plans, or alternative payment methods.

Client Support

Timely and knowledgeable assistance should be available through various channels, including phone, email, and online chat.

Referrals and Reviews

We appreciate you. We consider your referral or review as the highest form of flattery a business, like ours, can receive from a client. It's a sign that our client loves us and is willing to recommend us to others.